If you’re at least $10,000 in unsecured debt, send us your contact information and an estimate of the total debt you are aiming to resolve. This allows us to evaluate your eligibility and provide an overview of potential debt resolution options.
It feels good to finally reach out to someone who’s eager to help, right? Voice all your questions – we’re here to provide clarity and support tailored to your financial situation.
Our experts will conduct a budget analysis and develop a financial plan tailored to your unique situation to support your financial goals.
Once approved, we’ll pair you with a dedicated negotiator who will diligently work to seek settlement(s) on your enrolled debts, aiming for possible reductions. While we strive for favorable outcomes, results are not guaranteed and may vary based on individual circumstances.*
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Compare different debt relief options.
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Check out our Frequently Asked Questions (FAQ).
Use our free debt calculator to check your debt-to-income ratio.
Finances shouldn’t be so complicated, especially when it comes to debt. We’re here to clear the way to help you understand your options and make informed decisions.
Although debt resolution may initially lower your credit score, the program is designed to help improve your debt-to-income (DTI) ratio, potentially making you more creditworthy in the long run. As you pay off your debts, your credit score may recover over time, though individual results may vary*.
Our program is performance-based. That means we do not charge you our fees until we reach a settlement on your enrolled debt. Once a settlement is reached, a service fee of 25% of your original debt amount applies. We budget this service fee into your monthly dedicated account payments, so you don’t have to worry about making any extra payments.
Keeping your funds safe is always important, we understand that when you’re experiencing financial issues it’s especially important. You can relax knowing that your funds are safe because the funds that you set aside will be kept in a special trust account that is Federal Deposit Insurance Corporation (FDIC) insured. The account is maintained by a third-party firm and is established in your name. That means you control your funds, and none of your funds can be used without your permission. The fact is: you won’t be making monthly payments to us. Instead, you’ll be making deposits into your own savings account.
Yes, resolving debts independently is an option. However, it often involves complex negotiations and creditors may prioritize their interests. Many people find it challenging to navigate terms, avoid unexpected fees, or achieve favorable resolutions on their own. Working with debt experts can provide you with a well-informed strategy and guidance tailored to your situation. This support helps ensure the process is as efficient and transparent as possible. While you can attempt it yourself, having professionals can save you time, effort, and unnecessary stress.
Debt resolution can be considered if you’ve faced tough times, like being out of work, dealing with mounting medical bills, or going through a divorce. Whether you’re behind on payments or just overwhelmed by high-interest charges, debt resolution can offer relief. Learn more here.
Picture a standoff between you and your creditors. You want to pay, but can’t, and they keep pushing to collect. No one’s getting anywhere. That’s where we come in. We’ll fight for you, securing a deal that’s less than the original balance with payments you can afford, making progress for both sides.
The general difference is that a settlement negotiates a lower amount of your debt, and consolidation gathers multiple loans into one to pay off. You can learn more here.
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Honoring the women of every generation: those who led, those who lead, and those who will. Happy International Women’s Day!
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Flowers fade, but financial peace of mind last a lifetime. This Valentine’s Day, let’s keep the romance high and balance low. The best gift you can give is a financially stable future.
The game is the main event, not the snack bill. You don’t need a full spread to have a winning Sunday. Keep it simple, save your money, and enjoy the game!
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