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Debt Free, Done Right

Overwhelmed and lost by debt? Whether it’s a job loss, divorce, or medical emergency that left you here in the first place, you can trust us to manage it with ease. 
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Choose your total debt amount

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$5,000 $25,000+
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How it works?

Let's help you take the right steps toward a more stable financial future

We’re here to help you explore your debt relief options and guide you toward a more secure and stress-free financial future. With dedication to the process, your life could take a positive turn.

Submit your Application

If you’re at least $10K in unsecured debt, send us your contact information and an estimate of the total debt you are aiming to resolve. This way, we can determine your debt relief options.

Tell us about yourself

It feels good to finally reach out to someone who’s eager to help, right? Voice all your questions – we're here to listen and provide you with the answers you’ve been looking for.

Build a solid financial plan

Our experts will conduct a budget analysis and develop a financial plan tailored to your unique situation to support your financial goals.

Take two steps forward

Once approved, we’ll pair you with a dedicated negotiator who will diligently work to settle your enrolled debts for up to 50% less than what you owe today.

Submit your Application

If you’re at least $10K in unsecured debt, send us your contact information and an estimate of the total debt you are aiming to resolve. This way, we can determine your debt relief options.

Tell us about yourself

It feels good to finally reach out to someone who’s eager to help, right? Voice all your questions – we're here to listen and provide you with the answers you’ve been looking for.

Build a solid financial plan

Our experts will conduct a budget analysis and develop a financial plan tailored to your unique situation to support your financial goals.

Take two steps forward

Once approved, we’ll pair you with a dedicated negotiator who will diligently work to settle your enrolled debts for up to 50% less than what you owe today.

Not ready to share your story just yet?

Compare

Compare different debt relief options

Blog

Improve your financial knowledge with our blog and glossary

FAQ

Check out our Frequently Asked Questions (FAQ)

Calculator

Use our free debt calculator to calculate your debt-to-income ratio

Compare

Compare different debt relief options

Blog

Improve your financial knowledge with our blog and glossary

FAQ

Check out our Frequently Asked Questions (FAQ)

Calculator

Use our free debt calculator to calculate your debt-to-income ratio

About us

Debt relief can be simple.

Everyone deserves a second chance to make things right when it comes to their finances. Besides, if we were able to predict what will happen tomorrow, life would be so much simpler. Finances shouldn’t be so complicated, especially when it comes to debt. We’re here to clear the way because you deserve to know exactly what you’re getting into – and how to get out of it. 

It’s more than just management, we also help you

  • Budget and manage your expenses
  • Set and stick to your financial goals
  • Avoid foreclosure eviction, lawsuits, and bankruptcy
  • Gain financial advice and expert knowledge
Learn more
Apply Now

Testimonials

We change lives.

Debt doesn’t have to define you forever, just ask our graduates. Get inspired by real people, real stories, and know what to expect.

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Joanna & Luis

Saved 60% on their Debt

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Joanna & Luis

Saved 60% on their Debt

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Joanna & Luis

Saved 60% on their Debt

Reduce your debt by up to 50% today

Get in Touch

Frequently asked questions

Your questions, answered.

While resolving your debt may cause your credit score to drop initially, the goal is to improve your DTI (learn more about it here), making you more creditworthy in the long run. Although debt resolution may initially lower your credit score, the program is designed to improve your DTI, ultimately enhancing your overall creditworthiness. As you pay off your debts, your credit score is likely to recover over time.
Our program is performance-based. This means there is no cost until we reach a settlement for you. Once we do, a service fee of 25% of your enrolled balance applies. And you will never get a bill from us – the service fee is budgeted into your monthly payments.
Keeping your funds safe is always important, we understand that when you’re experiencing financial issues it’s especially important. You can relax knowing that your funds are safe because the funds that you set aside will be kept in a special trust account that is FDIC insured. The account is maintained by a third-party firm and is established in your name. That means you control your funds, and none of your funds can be used without your permission. The fact is: you won’t be making monthly payments to us. Instead, you’ll be making deposits into your own savings account. 
Creditors may offer a direct settlement, but it’s more often in their favor than yours. Some clients learned the hard way about hidden fees before turning to us. When facing debt, having a strategy designed by experts can help you break free and ensure you get the best deal without surprises. It’s like fixing your own plumbing – better to leave it to an experienced team that has your best interest in mind. 
Creditors may offer a direct settlement, but it’s more often in their favor than yours. Some clients learned the hard way about hidden fees before turning to us. When facing debt, having a strategy designed by experts can help you break free and ensure you get the best deal without surprises. It’s like fixing your own plumbing – better to leave it to an experienced team that has your best interest in mind. 
Picture a standoff between you and your creditors. You want to pay, but can’t, and they keep pushing to collect. No one’s getting anywhere. That’s where we come in. We’ll fight for you, securing a deal that’s less than the original balance with payments you can afford, making progress for both sides.
Debt resolution is here to help if you’ve faced tough times, like being out of work, dealing with medical issues, or going through a divorce. Whether you’re behind on payments or just overwhelmed by high-interest charges, debt resolution can offer relief. It’s often the quickest and most affordable way to tackle your debt. Learn more here.

The general difference is that a settlement negotiates a lower amount of your debt, and consolidation gathers multiple loans into one to pay off. You can learn more here.

Still have questions?

Your questions, answered.

Get In Touch

Want to learn more about our debt relief program?

Get a free consultation
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©2024 Clarity Debt Resolution inc.

DISCLAIMER: Clarity Debt Resolution does not discriminate based on race, color, religion, gender, gender identity, marital status, sexual orientation, national origin, or ancestry. All calls with Clarity Debt Resolution may be recorded or monitored for quality assurance and training purposes. Clients who make all their monthly program deposits typically pay approximately 45-50% after securing the first payment towards the settlement reach in addition to 25% Earned Performance Fees of their original enrolled debts over 12 to 62 months, but results may vary depending on individual circumstances. Not all debts are eligible for enrollment, and we do not guarantee a specific reduction in debt or that you will be debt-free within a certain time. We do not assume your debts, make payments directly to your creditors, or provide tax, bankruptcy, accounting, legal, or credit repair services. Services may not be available in all states, and fees may vary by state. In some cases, we may refer you to a trusted business partner for alternative debt relief services. Please consult with a licensed tax professional for tax consequences and a bankruptcy attorney for information on bankruptcy. Using debt resolution services may affect your creditworthiness and may result in collection actions or lawsuits, with interest and fees potentially accruing on your accounts. Please review all program materials, terms, and conditions before enrolling.