If you’re at least $10,000 in unsecured debt, send us your contact information and an estimate of the total debt you are aiming to resolve. This allows us to evaluate your eligibility and provide an overview of potential debt resolution options.
It feels good to finally reach out to someone who’s eager to help, right? Voice all your questions – we’re here to provide clarity and support tailored to your financial situation.
Our experts will conduct a budget analysis and develop a financial plan tailored to your unique situation to support your financial goals.
Once approved, we’ll pair you with a dedicated negotiator who will diligently work to seek settlement(s) on your enrolled debts, aiming for possible reductions. While we strive for favorable outcomes, results are not guaranteed and may vary based on individual circumstances.*
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Check out our Frequently Asked Questions (FAQ).
Use our free debt calculator to check your debt-to-income ratio.
Finances shouldn’t be so complicated, especially when it comes to debt. We’re here to clear the way to help you understand your options and make informed decisions.
Although debt resolution may initially lower your credit score, the program is designed to help improve your debt-to-income (DTI) ratio, potentially making you more creditworthy in the long run. As you pay off your debts, your credit score may recover over time, though individual results may vary*.
Our program is performance-based. That means we do not charge you our fees until we reach a settlement on your enrolled debt. Once a settlement is reached, a service fee of 25% of your original debt amount applies. We budget this service fee into your monthly dedicated account payments, so you don’t have to worry about making any extra payments.
Keeping your funds safe is always important, we understand that when you’re experiencing financial issues it’s especially important. You can relax knowing that your funds are safe because the funds that you set aside will be kept in a special trust account that is Federal Deposit Insurance Corporation (FDIC) insured. The account is maintained by a third-party firm and is established in your name. That means you control your funds, and none of your funds can be used without your permission. The fact is: you won’t be making monthly payments to us. Instead, you’ll be making deposits into your own savings account.
Yes, resolving debts independently is an option. However, it often involves complex negotiations and creditors may prioritize their interests. Many people find it challenging to navigate terms, avoid unexpected fees, or achieve favorable resolutions on their own. Working with debt experts can provide you with a well-informed strategy and guidance tailored to your situation. This support helps ensure the process is as efficient and transparent as possible. While you can attempt it yourself, having professionals can save you time, effort, and unnecessary stress.
Debt resolution can be considered if you’ve faced tough times, like being out of work, dealing with mounting medical bills, or going through a divorce. Whether you’re behind on payments or just overwhelmed by high-interest charges, debt resolution can offer relief. Learn more here.
Picture a standoff between you and your creditors. You want to pay, but can’t, and they keep pushing to collect. No one’s getting anywhere. That’s where we come in. We’ll fight for you, securing a deal that’s less than the original balance with payments you can afford, making progress for both sides.
The general difference is that a settlement negotiates a lower amount of your debt, and consolidation gathers multiple loans into one to pay off. You can learn more here.
DISCLAIMER: Clarity Debt Resolution does not discriminate based on race, color, religion, gender, gender identity, marital status, sexual orientation, national origin, or ancestry. All calls with Clarity Debt Resolution may be recorded or monitored for quality assurance and training purposes. Clarity Debt Resolution is BBB Accredited with a B rating, reflecting our commitment to trust and transparency with our clients. Clients who make all their monthly program deposits typically pay approximately 45-50% after securing the first payment towards the settlement reach in addition to 25% Earned Performance Fees of their original enrolled debts over 12 to 60 months. However, results may vary depending on individual circumstances. Not all debts are eligible for enrollment, and we do not guarantee a specific reduction in debt or that you will be debt-free within a certain time. We do not assume your debts, make payments directly to your creditors, or provide tax, bankruptcy, accounting, legal, or credit repair services. Services may not be available in all states, and fees may vary by state. In some cases, we may refer you to a trusted business partner for alternative debt relief services. Please consult with a licensed tax professional for tax consequences and a bankruptcy attorney for information on bankruptcy. Using debt resolution services may affect your creditworthiness and may result in collection actions or lawsuits, with interest and fees potentially accruing on your accounts. Please review all program materials, terms, and conditions before enrolling.
AI Tools and Chatbot Consent: By interacting with Clarity Debt Resolution’s website or engaging with our customer support services, you consent to the use of AI tools, including but not limited to chatbots, to assist with your inquiries and provide support. These tools may collect, process, and respond to your questions and requests. Any personal information you provide will be handled in accordance with our Privacy Policy, including applicable state-specific privacy laws such as the California Consumer Privacy Act (CCPA). You have the right to request access, correction, or deletion of your personal data under the CCPA, and to opt-out of data sharing. For further information on how we handle your data and your rights, please refer to our Privacy Policy.
You are not required to use these tools and may choose alternative methods to contact us. If you do not wish to interact with our AI tools, please use the contact methods available on our website.
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