Disclosures
Privacy Policy
PRIVACY POLICY Date: 10/16/2023
This Privacy Policy describes how Clarity Debt Resolution, Inc.(“the Company”, “Clarity”, “We”, “Us” or “Our”) policies and procedures on the collection, uses, protection, and disclosure your Personal Information and how to exercise your consumer privacy any rights. This policy governs Personal Information we collect through this website (“Site”) and information We collect from you or third parties through any other means, including Clarity apps to provide these Services or perform other business activities (collectively, “Services”). This Site and Services is intended only for United States residents. Please read this Privacy Policy before using the Site or Services. By using the Site or Services, you agree and acknowledge that you read, understand and agree to be bound to all the terms and conditions of this policy in addition to Our Terms of Use.
IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THIS WEBSITE OR SERVICES.
Personal Information we collect- We may collect information that personally identifies, describes, relates to, or is capable of being associated with you (“Personal Information”). Personal Information we may collect will vary based on your relationship with us and the types of Services you choose. Categories of personal information we may collect include:
Identifiers
First name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, online identifier, IP address, physical characteristics or description, or other unique identifiable Information such as a signature, username or social media handle, or other similar identifiers.
Customer Records Information
Name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit or debit card number, other financial information, medical information, health insurance information.
Characteristics of Protected Classifications Under California or Federal Law
Age, mental and physical disability, sex, sexual orientation, gender identity, medical information, marital status, or military status.
Internet or Other Electronic Network Activity Information
Includes device identifier, internet protocol (IP) address, browsing history, information about interactions with Our website, application or advertisements.
Geolocation Information
Location data generated by a consumer device capable of connecting to the Internet that directly identifies the precise physical location of the identified individual at particular times
Commercial Information
Records of personal property, financial information, products or services purchased, or purchasing or consuming histories.
Professional or Employment Information
Employment status, education, employment history, job description, business information.
Inferences Drawn From Other Personal Information
Profiling a consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes.
Personal information as described in Cal. Civ. Code § 1798.80(e)
To the extent collected under another category of Personal Information above.
How we collect your Personal Information
We collect your Personal Information directly from you, when you inquire about our Services and/or when you sign Our contract to become an account holder.
We may also collect Personal Information from third party data sources such as data analytic partners and service providers that we engage with to maintain our website and/or provide these Services.
We may also collect your Personal Information if you visit our Website by using tracking technologies such as cookies. We use cookies that are strictly necessary and essential to operate our Website and provide this Service. We may also use functional cookies to enable certain features on our Website to remember your preferences so you don’t have to re-enter your information on repeat Website visits. We also use analytic cookies to better understand how our Website is functioning and user interaction with the Website. We do not use technology that recognizes “do-not-track” signals or global privacy settings from your browser as we do not track users except for aggregate statistical purposes.
Using and sharing your Personal Information
Clarity will not share your Personal Information except as indicated below: We may share your Personal Information with authorized third party service providers who are under contract to perform certain services on our behalf. This includes your identifiers, customer records, protected classification, internet activity, geolocation, commercial, professional, employment, and consumer inferences information as outlined above. These services may include communications, account holder assistance, providing account holders benefit offers, customer service, processing customer care and opt-out requests, performing business and website analytics and maintaining Our website. These services are required for our everyday business operations and you cannot limit sharing unless you cancel your account.
We will disclose and share your Personal Information as directed by you and with your consent as specified in your account holder agreement with Clarity.
We will disclose and share your Personal Information to protect the safety, property or legal rights of our Services and account holders; prevent fraud; protect and manage our technology infrastructure and security..
We will disclose and share your Personal Information as required by law, in response to a legal process, court order or an investigation including law enforcement and credit bureau requests/reports.
We will also disclose and share your Personal Information with any person or entity that may acquire all or any part of our business or assets or in connection with any change in control of Clarity.
This information is used to:
- To provide information for Services as the result of a Website inquiry;
- Verify and process account transactions;
- To maintain your account;
- Provide you with account holder services such as newsletters, special events, new services and account benefit offers or promotions;
- To send you account holder communications through emails, phone, social media messages and/or text messages;
- Process customer service requests
- Provide, maintain, and protect this Website and Our Services
- Improve the content, operation, appearance and utility of the Website and/or Services and/or accounts;
- To conduct surveys, research and evaluations;
- Troubleshoot and resolve disputes; gather demographic and analytical data and accomplish administrative tasks.
Opting-Out & Unsubscribing
If you no longer wish to receive marketing email communications, you can unsubscribe by clicking the unsubscribe link at the bottom of the email, or for assistance email: unsubscribe@usclarity.com.
If you no longer wish to receive text messages, you may text STOP, QUIT, END, CANCEL or UNSUBSCRIBE to stop text messages. A one-time text confirmation of successful unsubscribing will be sent. Text HELP for help or for additional assistance email: unsubscribe@usclarity.com.
Retention of Personal Information
Clarity will retain your Personal Information as long as it is necessary to perform our Services as outlined in this privacy policy. We will retain aggregated information for internal analytic purposes as needed to improve Our website or Services, this is generally a short period of time unless this information is used for improving our security or if we are legally obligated to retain this information for a certain time period. We will retain and use your Personal Information to comply with any legal obligations, applicable laws, to resolve disputes and to enforce Our legal agreements and policies.
Transfer of your Personal Information
Personal Information used for Our Services is processed at Clarity operating offices or any other places where Clarity may be located and involved with processing Personal Information. Your Personal Information may be transferred to and maintained by systems located outside of your state, province, country or other governmental jurisdictions where consumer and data protection laws may differ from your location/jurisdiction. By continuing to use this website, signing up as an account holder or providing an inquiry through this website, you and acknowledge and consent to this privacy policy and agree to the transfer of your Personal Information to provide Services.
Security of your Personal Information
Clarity will take all reasonable steps to secure your Personal Information and in accordance to this privacy policy. No transfer of your Personal Information will take place to an organization or country that does not provide adequate controls in place to secure your Personal Information.
Securing your Personal Information is very important, there is no transmission method or storage method that is guaranteed to be secure. We will always use commercially acceptable means to protect your Personal Information, however; we cannot make any declaration that your Personal Information is 100% guaranteed secured.
State Specific Consumer Privacy Notices
If you are a resident of Nevada, you may have additional rights to control your Personal Information. Exemptions may apply. Our third-party service providers may use technology on the Service that could be considered a “sale” of Personal Information as defined by applicable law. You have the right to direct Clarity not to sell or share (for targeted or cross-context behavioral advertising purposes) your Personal Information. We will process requests within 15 business days of receipt, subject to any applicable exceptions and extensions permitted by law. Additionally, If you wish to opt out of the use of your Personal Information for interest-based advertising purposes and these potential sales as defined under applicable law, you may do so by calling (855) 242-8888. Please note that any opt out is specific to the browser you use. You may need to opt-out of every browser that you use.
Children’s Privacy
Our Service does not address anyone under the age of 16. We do not knowingly collect personally identifiable information from anyone under the age of 16. If you are a parent or guardian and you are aware that your child has provided Us with Personal Information, please contact Us. If We become aware that We have collected Personal Information from anyone under the age of 16 without verification of parental consent, We will immediately take steps to remove that information from Our systems.
Changes to this Privacy Policy
We may update Our Privacy Policy at any time. You are advised to review this Privacy Policy frequently for any revisions. Unless otherwise stated, changes to this Privacy Policy are effective immediately upon posting. You will be deemed to have been made aware of and have accepted the changes by your continued use of Our Sites or Services. If We determine that a change to this Privacy Policy will result in using your Personal Information acquired before the change in a materially new way, We will provide you notice before using your Personal Information in the new way. You are responsible for ensuring We have an up-to-date active and deliverable email address for you, and for periodically visiting the Sites and this Privacy Policy to check for any changes. The date the Privacy Policy was last revised is provided at the top of this page.
Contact Us
Call +(855) 242-8888 or visit usclarity.com